...bomebuyers, the implementation of the N AH A reforms by HUD has had the unintentional effect •"'[ making FHA-insured financing cumbersome and inefficient...the same or higher loan-to-value (LTV) ratios than pie-reform, and the MMIF will continue to fail financially into the future. Whether the loss of the...

...last year, FHA is losing low-risk borrowers. Contrary to assumptions in the original Price Watcrhou.se study of June, 1990, these borrowers are not selecting...loan-to-value (LTV) ratios than pre-reform, and the MM1F will continue to fail financially into the future. Whether the loss of the low-risk homebuyer...

...losing low-risk borrowers. Contrary to assumptions in the original Price Waterhouse study of 1une, 1990, these borrowers are not selecting the FHA program....the same or higher loan-to-value (LTV) ratios than pre .reform, and the MM IF- will continue to fail financially into the future. Whether the loss of...

...past. It is quicker less labor intensive, and just generally easier to go conventional. As we projecteJ last year, FHA is losing lowrisk borrowers. Contrary...these borrowers are not selecting the FHA program. Whether the loss of the low-risk homebuyer is because of the increased costs of the program, or because...